Probably the most serious post that I thought I did write is about the legal debt collector in Bosnia and Herzegovina, the company EOS Matrix.A few years ago I opened an account in Intensa San Paolo bank. Money arrived, money consumed, classic Visa card, no credits, loans, guarantors, no extra charges except sms account that I tripped on request. Payment comes, comes immediately sms. It was really handy right, what would the neighbors say in England.
After some time when I switched jobs to another bank, and I was no longer using the services of Intensa bank, their cards, and therefore sms account. One day I went accidentally to check my visa card, the messange on the board says that the card is inactive. Hmm it's ok I do not need it anymore, i thought.
Six months passed, at my home address comes blue envelope from the bank Intensa. First Ramadan, then fasting, brain is not working at all. I was not able to read basic information (not to mention two A4 size sheets), as a firm Eso Sarajevo redeem my debts of 20 $. How 20 $, I have no clue. Card had not been used neighter card services. But the debt was there.
Ramadan is still, sleep is as long as a man can, calls daily. "Are you mr. Eldininjo? -Yes, mottled answer - EOS Matrix here, when will you pay this debt? "-"Tuesday! answer pop out like thunder." Anyway, I have no idea who called me, why he call me, and where I am, calls were every morning at 8 am and not to mention again, it's Ramadan.
They call all the time, during Ramadan, after Ramadan, even one day, the guy from EOS Matrix called to say the same thing, when will I pay this debt, and if I do it right away, they will cut off 20% of the debt, because it is some kind of reduction, what do you know. Similarly to the Top Shop staff talking. If you pay right away, you will get a can opener, set of harakiri knifes, and shoes for the running, you just need to wear them, and all of for just 15$.
Even I recently got a call from a gentleman who works at EOS Matrix (otherwise the whole time women called), which are not presented, but it was extremely presumptuous on my questions to explain how I came up debts to the EOS Matrix. Man probably tired of calling people all day, said:" you know what Eldininjo, you have to pay the debt, the sooner the better, if you do not pay, or you accidentally change the phone number, we'll find you and you're family members and call them constantly, exert pressure while it is not worth it. Anyway, then I swore a postal, hung up and mentioned his family x times.
I was not averse to activate it to see what it was, and what is a company EOS Matrix, whether they have any rights at all to call me, harass, and how they got my imaginary debt with Intensa bank. What if I do not pay, etc?
I find the answer in the forum, where a fine man from Croatian explain the system work the same company. (outlets have in Bosnia and Herzegovina, Croatia, Poland, Hungary, etc). Trick was a psychological Impact or shock to a person who owes, constantly calling, harassment, while the long resolves. Especially if you are a borrower a larger amount. Simply ask them to sue you, stall the lawsuit and enjoy the peace without their calls.
I subtracted. In short, the present day they call me, sometimes I answer, once I went to Germany and I will not come back, sometimes I do not have money, sometimes I'm talling social story for women who call me, and sometimes I was quiet on the phone, and i told them, "Sorry, my speaker was broken, speak a little louder, louder, I do not hear you, louderr... beep".
However, a debt that does not exist can not be payed, EOS Matrix suck it.
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